Cosmetic Surgery Tips

can i finance a breast augmentation

Can I finance a breast augmentation?

You’re not alone if you’re wondering how to finance a breast augmentation. The procedure is expensive, but it can be worth it if you’re ready to take the next step towards feeling and looking your best.

Why a Breast Augmentation?

If you’ve been thinking about getting breast implants, you may have already considered all of the reasons why you want them. But if you haven’t, here are some of the top reasons women choose breast augmentation surgery:

To enhance their appearance

To feel more confident in their bodies and themselves as women

To improve their self-esteem

How Much Does It Cost?

The average cost of a breast augmentation ranges from $3,500-$8,000 per procedure (depending on where you live). Many factors go into determining what your final cost will be, including where you live and which surgeon performs your procedure. At [company name], we have surgeons available nationwide who perform expertly crafted procedures at affordable prices.

can i finance a breast augmentation

Breast Augmentation Financing Options

To learn more about financing for augmentation, read our list of financing options to get more ideas on how to fund your breast augmentation surgery.

Your Plastic Surgeon’s Payment Plan Options

Plastic surgeons know that the price of getting breast implants can be prohibitive to some of their patients. This is why many plastic surgeons offer multiple financing options to make paying for surgery more accessible and sustainable.

At Emmett Plastic Surgery, we offer the three following financing options.


CareCredit financing has become a very popular choice used by several plastic surgeons and health provider offices across America.

CareCredit is a credit card that provides funding for medical procedures. They offer several different types of cards, depending on the type of procedures and treatments offered.

Their Cosmetic and Beauty Financing credit card helps cover the breast augmentation, as well as other cosmetic surgeries, such as rhinoplasty, liposuction, tummy tuck, mommy makeover, body sculpting, and more.

Like all credit cards, CareCredit comes with a minimum monthly payment. 

Simmons Bank

For patients looking to get a personal loan to cover the surgery, we recommend contacting Simmons Bank. 

We have an established relationship with Simmons Bank, as they’ve been a Lone Tree, Colorado banking institution for over 14 years.

To contact Simmons Bank Lone Tree office, give them a call at 303-706-1723 and tell them you were referred by Emmett Plastic Surgery.

Prosper® Healthcare Lending

Prosper Healthcare Lending aims to make financing breast augmentation more accessible than ever. 

For those wishing to avoid high-interest rates often charged by credit cards, Prosper gives their customers simple installment loans with no retroactive interest.

This means the interest rate will remain fixed and not change, making payments more predictable and affordable to pay off over time.

Personal Credit Cards

Paying for surgery with a personal card is another option, however, it’s best to avoid putting this expense on a high-interest credit card. The interest rate over time will add serious unintended expense.

This is where a CareCredit card or Prosper Healthcare Lending loans can be a better option.

However, if you decide to pay for your surgery with a credit card, here are a couple of tips to reduce the fees and interest:

  • Try to use a credit card that has the lowest interest possible.
  • Consider signing up for a zero-interest credit card (for the first 12 months) and try to pay off your balance before your interest rate changes.

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